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Maryland Insurance Claims and Coverage Representation

Maryland insurance coverage counsel, homeowners insurance claims, bad faith denial of insurance benefits, duty to defend tort and negligence defense, bad faith insurance law coverage litigation liability insurance fraud house fire homeowners policy breach of contract damages hail damage flood water damage claims counsel insurance fraud, construction defects, frivolous lawsuits, first party disputes breach of contractBeyond expertise in civil litigation and trial practice, insurance litigation requires a keen understanding of perplexing policy provisions, insurance regulations, and the rights of insurers and policyholders in first and third party claims. Kramer & Connolly litigates a wide range of insurance-related matters, representing policyholders and carriers in cases involving comprehensive general liability, professional liability, D&O, property claims, construction defect cases, premises liability, automobile liability, errors and omissions, and products liability. Based upon this experience, Kramer & Connolly has ventured beyond Maryland and the District of Columbia to serve as lead counsel in federal class action lawsuits, complex professional liability cases and other high-exposure insurance claims throughout the nation.

In representing some of the nation's most prominent insurance carriers, Kramer & Connolly has gained considerable expertise in areas where many lawyers fear to tread -- among them, the often perplexing coverage questions presented by these cases. Thus, in addition to litigation, Kramer & Connolly is frequently called upon to render coverage opinions in claims arising throughout the United States, trying cases involving issues of insurance fraud, such first party disputes as breach of contract actions against insurance companies, and declaratory judgment actions.

Distinguishing Between Independent Contractors and Employees

Distinguishing Between Independent Contractors and EmployeesIn many liability policies, there is important language which excludes the claims of employees who may have been injured in connection with work performed for the insured.  But one must look beyond the policy to distinguish between such employees and independent contractors.

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